Catanzaro Insurance customizes your contractor insurance to fit your specific risks.
You need General Liability Insurance – General liability insurance could protect your business from another person or business’s claims of bodily injury, associated medical costs, and damage to property. Having this kind of coverage is beneficial in multiple scenarios:
Bodily injury: A client trips over your toolbox and fractures their leg. You could be liable for the medical costs, however, your general liability insurance policy could cover those costs, protecting your business.
Personal injury: One of your employees is out to lunch. He is overheard talking to another employee about one of your clients in a false unfavorable way. The client learns of this discussion and sues for slander. A general liability insurance policy could cover the subsequent claim, up the policy limits and appoint an attorney to defend you if necessary.
Property damage and data loss: You are renovating a home office for a client and their desktop is nearby. During the demolition phase you accidentally drop something on the desktop causing irreparable damage. A general liability insurance policy could cover the claim up to your policy’s limits of liability.
We provide Worldwide coverage: We protect you for work done by your business anywhere in the world, as long as the covered claim is filed in the United States, or a US territory.