Coverage for Gyms, Studios & Personal Trainers
Owning or managing a fitness business comes with unique risks — from client injuries and equipment breakdowns to liability for instructors. The right coverage keeps your business protected, your staff confident, and your members safe.
At Catanzaro Insurance, we help fitness centers, gyms, yoga studios, and personal trainers across Ohio, Indiana, Illinois, Iowa, Wisconsin, Arizona, and Texas secure tailored insurance packages designed for their specific operations.
Core Coverages for Fitness Centers
General Liability
Protects your gym or studio from client injuries, slips, or property damage claims.
Professional Liability (E&O)
Covers coaching or training-related claims — such as improper instruction or injury from exercise guidance.
Business Property
Protects your building, workout equipment, and furnishings from fire, theft, or vandalism.
Equipment Breakdown
Covers costly gym machines and HVAC systems from sudden mechanical failure.
Business Owners Policy (BOP)
Combines liability and property protection into one affordable package for small and mid-sized gyms.
Why Fitness Professionals Choose Catanzaro Insurance
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Multi-State Coverage: OH, IN, IL, IA, WI, AZ & TX
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Tailored Options: For gyms, yoga & pilates studios, personal trainers, and boutique fitness spaces
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Fast Quotes: Simple process — no lengthy questionnaires
We make insurance simple, so you can stay focused on building stronger clients and a stronger business.
Real-World Scenarios
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A member trips over equipment — General Liability covers the medical claim.
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A treadmill motor fails and causes damage — Equipment Breakdown covers repair costs.
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A personal training session results in injury — Professional Liability handles the claim.
Get a Fitness Center Insurance Quote
Protect your facility, equipment, and clients with coverage built for your fitness business.
📞 Call 614-489-8383
📧 Email info@catanzaroinsurance.com
or fill out the form below for a quick quote.
Learn more about coverage for all beauty and wellness businesses here.