Comprehensive Coverage for New Car and Multi-Brand Dealerships
Running a franchise or new car dealership comes with higher expectations — and higher exposure. From test drives to service bays, every department carries unique risks that require specialized coverage.
At Catanzaro Insurance, we help franchise and multi-brand dealerships in Ohio, Indiana, and Illinois secure complete protection — built for compliance, lender approval, and peace of mind.
✅ Coverage Designed for Franchise Dealers
Garage Liability Insurance
Protects your business from injuries or property damage caused by dealership operations — including customer visits, test drives, and service work.
Franchise Tip:
Ensure your garage liability limits meet manufacturer and lender requirements — most OEM programs require specific minimums for compliance.
Dealer Open Lot (DOL) / Inventory Insurance
Covers your new and used vehicle inventory against:
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Hail, wind, and fire
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Theft or vandalism
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Damage during transport or delivery
Add False Pretense Coverage to protect against title fraud or scam purchases — increasingly common in large retail operations.
Garagekeepers Legal Liability
Protects customer vehicles while in your care — during service, repairs, detailing, or storage. This is essential for dealerships with service centers.
Property & Business Income Coverage
Shields your buildings, signage, tools, and parts inventory against covered losses like fire or storm damage.
Includes Business Income protection to keep revenue flowing while you rebuild.
Umbrella & Cyber Liability
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Umbrella: Adds an extra layer of protection above your main policies.
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Cyber: Covers your DMS, CRM, and payment systems if customer data is compromised.
🏁 Why Franchise Dealers Choose Catanzaro Insurance
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🧩 Tailored Packages: Designed for franchise and high-volume operations.
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⚡ Fast & Accurate Quotes: We meet lender, manufacturer, and insurance certificate deadlines.
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💬 Industry Experience: We understand compliance requirements for floor plans and OEMs.
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📍 Regional Reach: Based in Ohio, licensed in Indiana and Illinois to serve your entire footprint.
💡 Real-World Example
A franchise dealership’s service department suffers fire damage.
Property and Business Income Coverage helps rebuild and replace lost revenue during downtime.
📞 Get a Franchise Dealer Insurance Quote
Protect your dealership, staff, and brand reputation with coverage built for franchise operations.
📞 Call 614-489-8383 (Press 1 for Anthony)
📧 Email info@catanzaroinsurance.com
Or fill out the short form below for your quote.
We’ll review your requirements, verify OEM and lender compliance, and provide a clear, competitive insurance package.
👉 Learn more about dealership coverage here.