Coverage for Spas, Massage Studios & Skincare Professionals
Running a day spa means helping clients relax — not worrying about what could go wrong. From client injuries to equipment damage or treatment reactions, the right insurance coverage keeps your business protected and your peace of mind intact.
At Catanzaro Insurance, we help spas and skincare professionals in Ohio, Indiana, Illinois, Iowa, Wisconsin, Arizona, and Texas find affordable, tailored coverage for their unique services — whether you operate a day spa, massage studio, or facial bar.
Core Coverages for Day Spas
General Liability
Protects against client injuries, slips, or allergic reactions during treatments.
Professional Liability (E&O)
Covers claims of service errors or adverse effects from facials, massages, or skincare treatments.
Business Property
Protects your furniture, treatment tables, machines, and space from fire, theft, or vandalism.
Tools & Equipment
Covers your professional devices — massage tools, steamers, or skincare systems — even when stored or moved.
Business Owners Policy (BOP)
Combines liability and property coverage into one convenient, affordable policy.
Why Spas Choose Catanzaro Insurance
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Multi-State Reach: Serving OH, IN, IL, IA, WI, AZ & TX
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Industry Expertise: Coverage options for massage therapists, estheticians, and spa owners
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Fast & Simple Quotes: Streamlined process, no complex paperwork
We make insurance easy so you can focus on helping clients feel their best.
Real-World Scenarios
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A client reacts to a facial product — Professional Liability covers the medical claim.
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Water damage from a burst pipe ruins equipment — Property Coverage repairs and replaces.
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A client slips on a wet floor — General Liability handles their injury costs.
Get a Day Spa Insurance Quote
Protect your spa, staff, and clients with coverage built for your business.
📞 Call 614-489-8383
📧 Email info@catanzaroinsurance.com
or fill out the form below for a quick quote.
Learn more about coverage for all beauty and wellness businesses here.